Noticing signs of decline in our loved ones is always hard, and making care decisions for them often feels even harder. While it's impossible to make the
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It happens when you least expect it - a fall from a ladder, a skiing accident, a serious illness- no one plans to become disabled. As a result, very few people
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1. Underestimating the Odds of Becoming Disabled
The risk of a disabling illness or injury that prevents a worker from doing his or her job is more significant