At Rockwater Wealth Management, our goal is to simplify the planning process by taking a goals-based approach to financial planning with an emphasis on building life-long client relationships.
Our motto is Planning First® because we believe products offered in the financial services industry are simply a means to an end, so if there isn’t a goal attached to a product, you probably shouldn’t own it.
The objective of our Planning First® approach is to keep the focus on the Plan and not the product. We focus on the things we can control and ignore the rest of the noise. We want to get to know you on a level that extends beyond the relevant facts to your financial plan, and understand the why behind your goals, so that you will have just as much conviction in your plan as we do.
The Planning First® approach works like this:
We start with a Discovery Interview – this is where you tell us your story and we collect the important facts relevant to working towards your goals, while learning more about you.
Next we put everything in writing and review it together, this is called the Discovery Paper – in this step we put our understanding of the relevant facts into a report. We review this report together to ensure we are all on the same page.
From here we develop a Strategy Paper where we outline all of our recommendations based on your goals and prioritize how the plan will be implemented. The most important part of this stage is that the strategy is consistent with YOUR vision.
The final stage is Plan Management – This stage involves meeting regularly to make sure your plan is on-track. We also use this time as an opportunity to address any changes to your plan and further develop our relationship.
Rockwater Employer Solutions specializes in group benefit and pension consulting services for small to medium-sized companies in both the public and private sectors. Our clients typically employ anywhere from 2-2000 employees. We have offices in Parry Sound, Orillia and Barrie; however, through our strategic partnerships, we are able to service the needs of clients on a national level.
We specialize in the following areas: Fully insured plans, ASO (Administration Services Only), Flex Benefits, Health Care Spending Accounts, Health and Wellness, and Employee Assistance Programs.
As benefit programs become more complex, it is necessary to retain the services of an independent, qualified consultant to assist in the proper review, implementation, and everyday operation of the program. For this reason Rockwater Employer Solutions has partnered with People Corporation, one of Canada's largest independent consulting firms, whose expertise in group benefits, group retirement and human resource services is second to none.
The only national employee benefits plan of its type in Canada, with rates and expenses reflecting the significant buying power of the Canadian Automobile Dealer Association (CADA). Rockwater Employer Solutions is specially licensed to offer this unique plan that provides you and your employees benefits such as life and disability insurance, health care, dental care and vision care, with ongoing coverage available to retired dealers and retired managers. Backed by over 60 years of experience, the plan protects more than 1,600 dealerships across Canada. In all, over 85,000 dealer employees and their family members place their trust in CADA 360 – Employee Benefits.
For more information about People Corporation and our unique partnership, or for more information on the CADA 360 plan, please click the images below.